As the situation in Ukraine remains unstable in 2025, especially with ongoing military conflicts, foreigners planning to visit or stay long-term must prioritize obtaining proper health insurance. Traditional medical insurance does not fully cover risks related to war or military actions. Therefore, it is essential for tourists, volunteers, journalists, and others living or working in high-risk areas to secure insurance that includes war risk coverage.
What is War Risk Health Insurance?
War risk health insurance is a specialized policy designed to cover medical expenses incurred due to military conflict or combat operations. In addition to traditional medical coverage (such as hospitalization, emergency treatment, and medications), it also covers injuries directly related to war, such as those caused by shelling, landmines, or other conflict-related trauma. This insurance also includes evacuation or repatriation costs from dangerous areas.
Who Needs to Purchase Military Risk Insurance?
The following groups of people should consider purchasing military risk insurance:
Foreign nationals residing in Ukraine: Including those with long-term residency plans.
Journalists, volunteers, and diplomats: Particularly those working in high-risk areas.
Tourists: Those planning short-term visits or travel to Ukraine.
What are the Costs of Military Risk Insurance?
The cost of military risk insurance depends on several factors, including the policy’s duration, coverage, and the insured amount. The price typically increases with the length of coverage and the extent of protection provided. Here are some examples of common insurance packages and their costs:
Armor 30,000 EUR: €33.26 per week, €142.56 per month, €427.68 for 3 months, €855.36 for 6 months.
Armor 100,000 UAH: €26.91 per week, €115.34 per month, €346.03 for 3 months, €692.06 for 6 months.
Armor + 1 Year Protection 100,000 UAH: €434.08 per year, covering dental treatment, COVID-19, meningitis, and other health issues.
Armor + 1 Year Protection 30,000 EUR: €522.86 per year, offering similar coverage including acute pancreatitis, eye, ear, and throat injuries, among other conditions.
How to Purchase War Risk Health Insurance Online?
Foreign nationals can easily purchase war risk health insurance through the “Visit Ukraine” portal. The process is quick and simple:
Choose a suitable insurance package: Select the appropriate plan based on your needs.
Complete the payment: Once payment is made, the policy is issued immediately.
Receive assistance: The platform provides English-language support, making it easier for foreigners to navigate. The expert team is also available to assist with choosing the best plan for your situation.
Advice for Tourists, Volunteers, and Journalists Planning to Visit Ukraine
For tourists, volunteers, and journalists planning to visit Ukraine, especially those heading to non-occupied or frontline areas, obtaining war risk health insurance is an essential safety measure. This type of insurance not only ensures access to medical treatment but also guarantees evacuation support in emergencies.
Given the unstable security situation, it is important to remain alert. Visitors and foreigners should stay updated on local safety conditions and be prepared for any unforeseen events.
Conclusion
In light of the ongoing conflict in Ukraine, foreign nationals planning to travel to the country must ensure they have health insurance that includes war risk coverage. This coverage not only provides comprehensive medical protection but also ensures timely evacuation and support in case of emergencies, safeguarding individuals in high-risk environments.
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